Justin Lachal

Better financial judgment for real-world decisions

Justin helps boards, councils, leaders and organisations make better decisions through practical costing, post-implementation reviews, performance reviews and clear strategic thinking.

Justin Lachal

Fellow, Chartered Accountants ANZ |Former KPMG and ANZ Banking Group |Board Director, Jesuit Social Services and SuniTAFE

Spreadsheet Says

Run the numbers. Then talk about what the numbers miss.

Free financial models you can download, adapt, and use. Each one shows the assumptions, the verdict, and — just as importantly — what the spreadsheet cannot tell you.

[PLACEHOLDER: Spreadsheet screenshot]

How Justin works

1

Frame the decision

2

Surface the assumptions

3

Model what can be modeled

4

Name what cannot be modeled

5

Recommend action

6

Review the outcome later

Free resources

Download and use right now.

template

Board Decision Memo Template

A structured template for presenting financial decisions to boards — assumptions, options, recommendation.

template

One-Page Financial Model Template

A clean template for building one-page financial models with separated assumptions and outputs.

checklist

Post-Implementation Review Kit

A checklist and question framework for conducting post-implementation reviews of projects and programs.

Browse all resources →

Transparent and accessible

Fixed-fee options where possible. Modest rates. Community and public-interest concessions. Scoped to fit the problem, not the budget.

See pricing pathways →

Bring me your decision

Whether it's a costing question, a review, or a strategy problem — let's talk.